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The fastest way for customers to pay

Say goodbye to unopened emails and unpaid invoices - connect over text and WhatsApp for quicker response and faster payment.

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Get your customers' attention

Connect with your customers over text and WhatsApp to make sure your invoices get noticed.
of Europeans who made a late payment say that they had just forgotten to pay their bills.
Source: Intrum European Customer Payment 2019
of text messages are opened, compared to just 20% of emails.
Source: Gartner
of all text messages are read in under 3 minutes.
Source: Twilio


Reach out to your customers on their preferred channel.
Create omnichannel conversations Flexibility to connect with customers anytime, anywhere - over text, WhatsApp, Messenger or email - via one inbox.
Manage interactions Assign conversations, respond to messages and add notes for co-ordinated teamwork and improved customer response.
Obtain consent Get customers' opt-in for receiving your messages in order to set expectations and provide assurance.

Get paid

Enable your customers to pay easily and seamlessly as part of a conversation.
Automate follow-ups
Create workflows to send automated payment reminders and thank you messages over multiple channels.
Provide payment choice
Offer customers greater convenience with a selection of payment methods - Pay by Card or Pay by Bank.
Integrate with accounts
Connect with accounting apps such as Xero for seamless reconciliation of payments with invoices.

Boost cashflow

Simpler payments brings the money in - avoid invoices going to email spam, and customers logging in to unfamiliar payment sites to input long card numbers.
Raise visibility
Get your invoices actioned with text's high open rate - 5x that of email!
Increase security
SCA and PCI DSS compliance increases security over desktop payments.
Engage directly
Customers can chat with support directly from the invoice to resolve queries fast.
Reduce friction
Customers pay with Apple Pay, GPay and Pay by Bank in just a couple of clicks.
Save time
Cut out chasing outstanding invoices with automated text reminders.
Look professional
Send invoices and checkouts optimized for mobile, with your own domain and branding.
Message, engage,
get paid!
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Delight customers

Make payments so simple, it's no effort to pay on time.
Convenience Customers can chat with support, with order and payment details already present in the conversation.
Assurance Using your own domain and brand on your payment site verifies that the payment request is from you.
Peace of mind Paying with Pay by Bank and a mobile wallet uses biometric security, and enables Strong Customer Authentication.

Data security

Your customers’ data security is our top priority.
SSL encryption – all browser sessions with Converso are over HTTPS to maintain the highest level of data security during the payment process.
SCA compliance – all Euro cards used for payments comply with Strong Customer Authentication (SCA) as defined in the EU’s PSD2 financial directive
Card data – all card data is tokenised to protect against fraud. All endpoints are 256bit encrypted, with no external access to payment servers.
GDPR compliance – all customer message and payment history is saved compliant with the EU’s GDPR standards.
PCI compliance – Converso is fully PCI DSS compliant to Service Provider Level 1 (as provided through Stripe). No card data is stored by Converso.

Pay by Bank – offer customers more security and convenience

Bank payments in a couple of clicks - with zero transaction fees!

Pay by Bank - a better way to get paid  

Pay by Bank is a new payment option based on Open Banking, offering lower costs and greater security than traditional card payments.
Save money!
Cut transaction fees by over 90% compared to card payments.
Instant payment
Your customer's money arrives in your bank account in just a few seconds.
Increase security
There are no third party card processors, eliminating card security risks and PCI DSS scope.
Easier for customers
Unlike bank transfers, there's no need to input account number or sort code, making payment quick and simple.
No chargebacks
Unlike card payments, there are no chargebacks with Pay by Bank, reducing support costs and lost revenue.

Speed up payment of your Xero invoices

Integrate with Xero in just a few seconds, and start sending invoices and reminders via text and WhatsApp to your mobile-first customers.
Message, engage, get paid!
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